How to Use loss ratio in a Sentence

loss ratio

noun
  • This figure is known as the medical loss ratio, or MLR.
    Michael Hiltzik, Los Angeles Times, 12 Aug. 2019
  • As a result its motor loss ratio is expected to have risen around 6% last year.
    Royston Wild, Forbes, 11 Jan. 2023
  • The loss ratio prior to the pandemic was about 62, the attorney general’s office said in a March 31 letter to the DOI.
    BostonGlobe.com, 19 Aug. 2021
  • The loss ratio is the percentage of claims versus premium.
    Louis Bernardi, Forbes, 26 Apr. 2022
  • Generally speaking, the higher the loss ratio, the higher the renewal, though that is not always the case.
    Louis Bernardi, Forbes, 26 Apr. 2022
  • The loss ratio tracks losses incurred to premiums earned.
    Patrick Danner, San Antonio Express-News, 20 Apr. 2022
  • That means the good-win versus bad-loss ratio remains tilted heavily in the wrong direction.
    San Diego Union-Tribune, 5 Jan. 2022
  • Its loss ratio, which assesses losses on claims to premiums earned, rose 1.4 percentage points to 66 percent at the end of the first quarter from a year ago.
    Patrick Danner, San Antonio Express-News, 4 May 2021
  • At the same time, CMS must adjust the medical loss ratio to create incentives for health insurance plans to invest in the health of their members.
    Michael Darrouzet, STAT, 7 July 2020
  • Insurance plans that fail to meet those thresholds, known as a medical loss ratios, must send rebate checks to their customers the following year.
    Jc Reindl, Detroit Free Press, 22 Apr. 2020
  • Argo’s loss ratio, which assesses losses on claims to premiums earned, fell 3 percentage points to 63 percent in the first quarter from a year ago.
    Patrick Danner, ExpressNews.com, 6 Aug. 2020
  • Allstate, the second-largest home insurer in America, which has had decades to refine its underwriting, had a loss ratio of 71% in the second quarter.
    Jeff Kauflin, Forbes, 30 Sep. 2021
  • Between the mentoring before and during the life of the loan and shrewd evaluations of ideas and of people, First Capital has a 2 percent loss ratio that any banker would envy, Anderson said.
    Jane Ford-Stewart, Milwaukee Journal Sentinel, 9 Jan. 2018
  • To put it simply: lower medical loss ratio, higher profits for the insurer.
    Nick Fuller Googins, Men's Health, 17 Aug. 2022
  • Argo’s loss ratio, which assesses losses on claims to premiums earned, rose 8 percentage points to 64.6 percent in first quarter.
    Patrick Danner, ExpressNews.com, 8 May 2020
  • If their revenue exceeds that percentage, called the medical loss ratio, the companies must issue refunds.
    Jenny Deam, Houston Chronicle, 12 Sep. 2019
  • The extensive hand-holding has helped keep program participants’ loss ratio — the share of contracts not fulfilled — at less than 0.5%, well below the industry loss ratio of about 20%, Merriwether said.
    Jon Healey, Los Angeles Times, 10 July 2023
  • The company’s medical-loss ratio—a measure of the proportion of premiums paid out for medical care—rose to about 83% because of the return toward normal levels of healthcare use.
    Matt Grossman, WSJ, 15 July 2021
  • That compares to a loss ratio of about 62% across all property and casualty insurance, according to data compiled by the NAIC of insurers that report to them.
    Ars Technica, 27 Aug. 2019
  • Insurers that encourage patients to shop for providers that offer lower cost services with higher value and share those savings will receive credit in their medical loss ratio.
    Bloomberg.com, 29 Oct. 2020
  • Health insurance companies may defend this unseemly situation by pointing to a rule called the medical loss ratio, or MLR.
    Libby Watson, The New Republic, 9 Oct. 2020
  • And Sun Life spokeswoman Cynthia Michener said her company believes that imposing the 83-percent dental loss ratio would drive up costs for dental insurers.
    Jon Chesto, BostonGlobe.com, 30 Oct. 2022
  • Anthem’s medical loss ratio, or the share of premiums spent on health costs, was slightly worse than analysts’ expectations for the third quarter, according to early notes from analysts.
    Anna Wilde Mathews, WSJ, 31 Oct. 2018
  • Investors—and analysts on UnitedHealth’s conference call—were largely focused on the insurance unit’s medical loss ratio, or the share of premiums spent on medical care.
    Anna Wilde Mathews, WSJ, 12 Jan. 2024
  • Their medical loss ratios, which is the share of premiums paid out as claims, have recently started to improve and their gross margins per member are also rising, according to an analysis last week from the Kaiser Family Foundation.
    Washington Post, 24 May 2018
  • Mathematically, the Kelly Criterion tells you what percentage of your capital to put into a single trade taking into account the odds and your historical win/loss ratio.
    WSJ, 1 June 2021
  • However, during UnitedHealth’s earnings call, analysts focused on the insurance unit’s medical-loss ratio, which reflects the share of premiums that goes toward medical costs.
    Kimberly Chin, WSJ, 15 Jan. 2019
  • History shows that a 2%-3% change in domestic motor vehicle insurance loss ratios is possible from an increase or reduction in rainfall, although this will also depend on how well insurers manage pricing versus claims inflation, says MS.
    WSJ, 13 Dec. 2023
  • Congress should also enact reforms that would improve choice and competition and thereby lower average individual market premiums by eliminating the ACA’s age-rating band and minimum loss ratio and loosening benefit mandates.
    Brian Blase, Forbes, 20 Oct. 2021

Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'loss ratio.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

Last Updated: